Representative 728.9% APR

Representative example: £400 borrowed for 30 days. Total amount repayable is £459.36. Interest charged is £59.36, interest rate 180.5% (variable)

Terms

Website terms and conditions of use
This page (together with the documents referred to on it) represents the Terms and Conditions of Use (“Terms of Use”) on which you may make use of our website located at justspeedypayday.co.uk (“our Website”) which is owned, operated, licensed, and controlled by Fire Media Interactive Ltd (referred to herein as “the Company”, “we”, “us” and “our”). The term “you” refers to the users and viewers of our Website.
Please read these Terms of Use carefully before using our Website. By using our Website, you indicate that you accept these Terms of Use and that you agree to abide by them. If you do not agree to these Terms of Use, please refrain from using our Website.
Also, please note that it is your responsibility to check these Terms of Use regularly, so that you are informed about any changes introduced. We do not take any responsibility for damages, regardless of their nature, that you incur due to your unawareness of any updates introduced to the Terms of Use.
Information about us
Fire Media Interactive is an Introducer Appointed Representative of QV Holdco Ltd, and is entered on the Financial Services Register under reference number 739483. QV Holdco Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 672826. Fire Media Interactive Limited is registered in England and Wales (Company number 06366405), Registered Office; 150-162 Kemp House, City Road, London, EC1V 2NX. Licenced by the Information Commissioners Office, (registration number Z3558268). Through the Website, the Company operates a prospective customer database, where it compiles and sells contact information to businesses on behalf of individual consumers who are interested in applying for a payday loan and have asked to be contacted by a representative of a product or service business. The Company uses third party vendors, third party affiliates, and a various media advertisements in order to promote the Website to consumers interested in completing an online application at our Website. The Company also promotes product and service offers via e-mail or telephone to those consumers who requested to be contacted either through our online application opt-in process via our Website or through an opt-in process on one of our vendor or affiliate sites.
Website content amendment
We reserve the right to amend the content of the Website, its graphics, texts, source code, or any other elements, without prior notification, and for any reason, be it: update, maintenance action, changes to our marketing and PR strategy.
Accessing our website
Access to our Website is allowed on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without prior notice. We are not held responsible if our Website is unavailable at any time or for any period, regardless of the reason.
We may also restrict access to some parts or the entirety of our Website, to users who have registered with us.
If you select, or are provided with, a user identification code, password or any other piece of information being part of our security procedures, you must keep it confidential, and you must not disclose it to any third party. We reserve the right to disable any user identification code or password, whether chosen by you or provided by us, at any time, if you have failed to comply with any of the provisions of these Terms of Use.
You are also responsible for ensuring that all persons accessing our Website through your internet connection are aware of these terms, and they comply with them.
Personal data collection and processing consent
Under these Terms of Use you agree to our collecting and processing your personal, non-personal and other data. All this information is collected and processed during your visits to our Website. You are responsible for completeness, accuracy, relevance and authenticity of the information you provide. Under no circumstances do we take any liability for damages or any other consequences that may occur due to incomplete, inaccurate, irrelevant or unauthentic information you provide.
We reserve the right to take action, including legal one, to seek indemnity, if you fail to provide information in a form that is required by the applicable laws and our internal procedures, and this failure causes us any damages. If this failure entails breach of any laws, we have the right to inform the relevant administrative organs.
Age requirements
The services and products that we provide on our Website are intended for those over 18 years of age only, and information included on our Website does not intend to invite clients who are under 18 to buy any services or products.
We are not liable for any actions of an underage person who uses the Website and fails to notify us about their activities.
Intellectual property
Our Website, the content, any materials downloaded, and all the intellectual property related to our Website (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks, (collectively referred to as “the Content”) are owned by Fire Media Interactive Ltd or third parties and all rights to them shall remain the property of Fire Media Interactive and/or such third parties. All Content is protected by copyright, patent and trademark laws, and other intellectual property rights and unfair competition laws.
Please note that you are authorised only to view and retain a copy of the pages of our Website for your own personal, non-commercial use. You must not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit our Website, or any of its parts for any public or commercial use without the written consent of Fire Media Interactive Ltd.
Website security
In order to provide full security of information we use the SSL standard (Secured Socket Layer) and the HTTPS protocol (Hyper-Text Transfer Protocol Over Secured Socket Layer). This guarantees that your actions on our Website are encrypted and protected from any interference or any intrusive activities caused by trojans, spyware, or other applications aimed at phishing, damaging data, software or hardware. However, please note that even state-of-the-art applications and systems cannot guarantee 100% security and safety to Internet users. Therefore, we cannot guarantee that safety and security measures we take will ensure at all times:
  • full security of your information (personal, non-personal, other);
  • impeccable work of our Website;
  • uninterrupted delivery of newsletters and other types of messages;
  • undisturbed communication with us by e-mail or other methods.
You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website.
By breaching this provision, you commit a criminal offence under the Computer Misuse Act 1990, and we will report any such breach to the relevant authorities as well as co-operate with them by disclosing your identity to them.
We are not liable for any loss or damage caused by viruses or other technologically harmful material that may infect your computer hardware, software, data or other proprietary material due to your use of our Website.
Privacy
The Company’s Privacy Policy applies to the use of our Website, and its terms are made a part of these Terms of Use by this reference.
Any of your personal data we process will be processed in accordance with our Privacy Policy and by using our Website to transmit personal data you agree to such processing and you guarantee that information provided by you is accurate.
Also, by using our Website, you understand and agree that Internet transmissions are never completely secure. You acknowledge that any message or information you send to our Website may be read or intercepted by others, regardless of our efforts to protect such transmissions.
Logos, trademarks, images, etc. are the property of the Company unless otherwise indicated and may not be copied, used, linked, disseminated, etc. without the Company’s prior written approval.
Disclaimers
We cannot guarantee that our Website or any of its content is error-free or uninterrupted, or that your use of our Website will bring certain results.
The content of our Site may include technical inaccuracies or typographical errors. All information provided on our Website might be modified without notice. The Company cannot guarantee that any data you download from our Website is free of viruses or other contamination.
The Company does not promise that submission of a Service Request Form will result in your receiving an offer of a loan.
We are not liable for any direct or indirect loss or damage incurred by any user in connection with our Website or with the use, inability to use, or results of the use of our Website, any websites linked to it and any materials posted on it, including, but not limited to: loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; wasted management or office time.
Idemnity
By using our Website, you agree to defend, indemnify, and hold harmless Fire Media Ltd from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that the Company may become obligated to pay, arising or resulting from your use of our Website, the content, or your breach of these Terms of Use. The Company reserves the right to assume or participate, at your expense, in the investigation, settlement and defence of any such action or claim.
Third party links
Our Website may contain links to third party sites. The Company is not held responsible for the content or privacy policies of those sites, and the third party links should not be considered as endorsement or recommendation of those sites, of any product or service offered on those sites or of any party associated with those sites.
All other websites our Website may be linked to are governed by separate terms and conditions and privacy policies. Please note that it is your responsibility to find out about the applicable terms and conditions and privacy policies of those websites when visiting them.
Contact due to technical problems
If you encounter any technical problems when using our Website, or any of its elements, please contact us immediately through the contact form available on our Website (contact@justspeedypayday.co.uk).
Contact details

We accept the fact that you may have questions regarding these Terms of Use and we are happy to clarify all the issues and answer all your questions. Please do contact us. Our contact details:
Company address:

FIRE MEDIA INTERACTIVE LTD.
Kemp House
52-162 City Road
London
EC1V 2NX

E-mail: contact@justspeedypayday.co.uk